Deneme Sınavı Soruları

Funds are being released early, but not necessarily on the first day that they show pending in the account.

Every deposit must be verified and authorized before it becomes available for use.

The most common reason banks put a hold on deposits in your account is to ensure that a check clears.

The deposit itself is a liability owed by the bank to the depositor. 

Bank deposits may offer savers interest revenue as well as liquidity and safety against theft.

I only

II only

I and II

II and III

I, II and III

A potential target adds to its charter a provision where, if another company acquires one third of the shares, other shareholders have the right to sell their shares to that company for twice the recent average share price.

A potential target grants to its key employees stock options that vest (i.e., can be exercised) in the event of a takeover. This is liable to create an exodus of key employees immediately after a takeover, leaving an empty shell for the new owner.

A potential target adds to its charter provisions making it impossible for a new owner to get rid of existing directors for one or two years after an acquisition.

A potential target changes the voting structure so that shares owned by management have more votes than those owned by others.

A potential target issues shares that manually are converted to prefer shares when there is a change in control.

Revenues down

Debt 

Downgrade

Discrimination

I only

II only

I and II

II and III

I, II and III

increase in regulatory requirements

Unrequited debt led to the bankruptcy of financial institutions

consumer confidence was shaken in the market

the financial crisis was transmitted to the real sector as demand in the real sector contracted

that housing loans given with low interest rates,which were not paid back to the banks when the due dates came.

I only

II only

I and III

II and III

I, II and III

Deterioration of cash flows

Decline of lending

Stock markets

Interbank money markets

Bond markets

Capital markets

Future markets

bought deal

gross spread

tender offer

due diligence

levered buyout

1944

1945

1946

1947

1948

Corporate Bonds

Floating-Rate Bonds

Eurobonds

Bearer Bonds

Debenture Bonds

Ultimate finance

Ultimate borrowers

Financial instruments

Financial intermediaries

Legal- administrative regulations

Right to dividend

Right to preemption

Right to liquidation surplus

Right to vote but not right to participate in management

Secrecy liability

Bonds are suitable if the company prefers long term debt financing.

Bonds are one of the recent financial instruments.

Bonds are  mostly preferred only by the companies.

Bonds are not suitable for risk averse investors.

Bonds are more risky than stocks for investors.

Portfolio management company

Insurance company

Unemployment insurance fund

Pension investment fund

Portfolio investment fund

MV/BV

Regression model

Discounted dividend model

Price-Earnings ratio model

Gordon dividend discount model

Principal value

Payment method

Coupon payment frequency

Maturity

Creditworthiness of the issuer